Although often used with the cash envelope system as a perfect compact money organizing bag for cash or savings binders, this budget binder with zippered envelopes is perfect for all ages and types of organizations! Who doesn't like shells?-This fun pendant design of loose shells, hearts, flowers and horses surely make you look back and make you happy. The cover of the binder is made of material with strong and secure snaps. The transparent envelope with waterproof zipper included with this notepad keeps of view at all times. Sort each envelope using the 12 color labels provided. Multi-purpose-Our fillable plan booklet comes with a transparent envelope, which is very suitable for budgeting cash. You can see your cash at a glance. Many happy customers use this product as a budget wallet, loose-leaf notebook binder, receipt organizer, wallet coupon organizer, sticker organizer or personal planning notepad! Versatility: The card slot and pocket design of the inner cover are suitable for storing ID cards, bank cards and other important papers; more importantly, the magnetic buckle can be fastened and closed by a beautiful magnet, which brings you convenience. Color budget envelopes: with 12 different styles of binder envelope inserts, exquisite and elegant; each envelope has 6 pre-perforated, you can use a notebook to put these binders together, or take one with you . colour:Multicolor Material:PVC Package Contents: 1 x 6 ring PVC shell binder cover 12 x waterproof zipper pocket 12 x color label 1 x ruler Only the above package content, other products are not included. Note: Light and different displays may cause the color of the item in the picture a little different from the real thing. The measurement allowed error is +/- 1-3cm.